Jennifer Ragborg, CLTC, CFP®
ACSIA Partners LLC

ACSIA Partners LLC Seeks 150 New Agents to Serve Growing Segments of Its Long-Term Care Planning Business

Jennifer Ragborg, based in MN, invites inquiries from candidates as well as consumers and organizations needing care protection.

AgentBurnsville, MN November 17, 2016 -- The long-term care insurance market seems to be in turmoil thanks to rate increases, waning consumer demand, and carriers exiting the business. Pessimism prevails, but not for ACSIA Partners LLC, one of America's largest long-term care insurance agencies.

The company is quite bullish, in fact. “We’re looking for 150 new agents,” says Jennifer Ragborg, who represents ACSIA Partners LLC in AZ, FL, IL, MN, NC, ND, OH, PA, TX, VA, WA, WI. “We need them right now to handle current need and projected demand.” What’s going on?

The company is not immune to the industry turmoil. “Our traditional business, individual LTC insurance, has temporarily levelled off,” Ragborg says, “but it’s still substantial and continuing; and two new segments are surging: hybrid care solutions and worksite plans.”

Hybrid solutions are annuities or life insurance policies with long-term care riders. They are based on tangible assets that may be tapped to pay for care when needed. This has several advantages that make them attractive buys:

Also, “It’s easy to add a care rider to instruments the client needs anyway, like a life policy or annuity,” says Ragborg.

Worksite plans are group or multi-life plans that offer long-term care protection as an employee benefit. “They’re in demand because they appeal to both the company and the employee,” says Ragborg.

“Advantages like these make worksite LTC a no-brainer,” says Ragborg. “And we think it could become as common as group healthcare, which has become the norm for most employers.”

“Overall, for businesses as well as families, the need for LTC solutions is enormous,” says Ragborg. “That’s why we’re so bullish.”

Also, Ragborg predicts that the traditional LTC insurance business will start growing again fairly soon. “There are products out there, already developed, but sitting on carriers’ shelves because the near-zero interest rate environment makes them uneconomic. As soon as interest rates start going up again, it’s a whole new ballgame.”

“So we’re looking for 150 senior solutions agents to join us in serving this large and growing market.”

Ragborg is glad to hear from candidates, as well as from consumers and businesses, by email, internet, or phone -- at jennifer.ragborg@acsiapartners.com, http://www.jenniferltc.com or 952-898-2750.

Jennifer Ragborg, CLTC, CFP® is a leading long-term care agent serving consumers and organizations in AZ, FL, IL, MN, NC, ND, OH, PA, TX, VA, WA, WI, with colleagues covering all other parts of the country.

In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners.

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